HDFC Bank MoneyBack Plus Credit Card
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Joining Perks
On card activation
500 Reward Points as joining bonus*
20 points on ₹200 spent at Amazon
Upto 2.5% valueback (10X CashPoints)
20 points on ₹200 spent at BigBasket
Upto 2.5% valueback (10X CashPoints)
20 points on ₹200 spent at Swiggy
Upto 2.5% valueback (10X CashPoints)
20 points on ₹200 spent at Flipkart
Upto 2.5% valueback (10X CashPoints)
20 points on ₹200 spent at Reliance Smart SuperStore
Upto 2.5% valueback (10X CashPoints)
1% fuel-surcharge waiver
On ₹400–₹5,000 fuel spends, up to ₹250/cycle
Savings up to ₹10,000 yearly*
For eligible cardholders, T&Cs apply
Earnings
₹ 4L/year
₹ 8L/year
Assumption - Above done assuming yearly expenses of ₹4L & ₹8L across various categories. Savings calculated assuming 20% of yearly expenses on grocery, 20% on travel, 20% on retail shopping, 10% on fuel, 20% on dining & 10% on movies. Actual spends & categories may vary.
View full offer & fee details
More About This Card
Up to 2.5% valueback on top brands
Swiggy Dineout: ₹200 additional discount
₹500 gift voucher on spending ₹50,000 or more each calendar quarter
1% fuel-surcharge waiver at petrol bunks (on spends of ₹400-₹5,000, capped at ₹250 per statement cycle)
Annual-fee waiver on spends of ₹50,000 in each anniversary year (12-month period)
Redeem points as cashback against statement balance (1 point = up to ₹0.25)
Redeem points against flight/hotel bookings via SmartBuy (1 point = up to ₹0.25)
Zero lost card liability if immediately reported to bank
Fee Details
1st Year - ₹ 500 + Taxes
2nd Year Onwards - ₹ 500 (Reversible if annual spends > ₹50,000)
Card Rewards
Spends on Amazon, Swiggy & other top brands: ₹200 = 20 points
All other eligible spends: ₹200 = 2 points
Think About
10x reward points capped at 2,500 per month
Swiggy Dineout additional discount valid on min. spend of ₹2,000, applicable twice a month
Max. reward points capped at 15,000 per statement cycle
No points for fuel, EMI, rent, wallet/prepaid card loads, vouchers, government/education-related payments made via third-party apps
Points on education payments only made directly on college/school sites or POS machines & SmartPay transactions
Reward point validity: 2 years from accrual date
Points on grocery spends capped at 1,000/month
Reward point redemption for flight/hotel bookings and cashback capped at 50,000/month
*T&Cs apply
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