The IndianOil Axis Bank credit card is a co-branded credit card designed to cater to the fuel needs of the customer. With this credit card, you not only earn rewards on your fuel transactions, but also get additional benefits like discounts on movie tickets, flights and hotel booking, etc. Read on to know more about the features, benefits, fees, charges, and other details related to IndianOil Axis Bank credit card.

The features and benefits of IndianOil Axis Bank credit card are as follows:
The fees and charges of IndianOil Axis Bank credit card are as follows:
Type of Charge | Amount |
Joining fee | Rs.500 |
Annual fee | 1stYear: Nil2nd Year: Rs.500 (waived if annual spends exceed Rs.50,000) |
Finance Charge | 3.75% per month |
Add-on card joining fee | Nil |
Add-on card annual fee | Nil |
Cash payment fee | Rs.175 |
Card replacement fee | Nil |
Charge slip retrieval fee | Waived |
Duplicate Statement fee | Waived |
Mobile alerts | Free |
Outstation cheque fee | Waived |
Hot listing charges | Nil |
Cash withdrawal fee | 2.5% (Minimum of Rs.500) |
Over limit penalty | 2.5% (Minimum of Rs.500) |
Late payment fee | Less than Rs.500: Nil, From Rs.501 to Rs.5,000: Rs.500, From Rs.5,001 to Rs.10,000: Rs.750, Greater than Rs.10,000: Rs.1,200Note: If Minimum Amount Due (MAD) is not paid for two consecutive billing cycles, an additional Rs.100 will be charged. |
Cheque return or dishonor fee | 2% of the paymentamount,subject to a minimum ofRs.500Note: There is no maximum capping on the fee |
Foreign currency transaction fee | 3.5% of the transaction value |
Surcharge on railway tickets | As per IRCTC |
GST | As per the government norms |
Reward Redemption Fee | Rs.99 for every request on EDGE REWARDS platform |
Once you click the 'Apply Now' option on the website of Axis Bank, the bank will ask for a few primary details which must be entered. Once done, the bank will check if you are eligible for a credit card and will get in contact with you.
The eligibility criteria that must be met to apply for the IndianOil Axis Bank Credit Card are in the table mentioned below:
Category | Details |
Age Limit |
|
Individual | Either a Resident Indian or Non-Resident Indian |
Occupation | Self-Employed or Salaried |
Note: The eligibility criteria mentioned above are indicative and the bank holds the right to approve or reject your credit card application.
The documents required to apply for IndianOil Axis Bank credit card are as follows:
Note: The documents listed above are in general, and banks may request you to submit additional documents based on internal policies.

The joining fee of the IndianOil Axis Bank credit card is Rs.500.
You have to pay a fee of Rs.99 for every redemption request made on the EDGE REWARDS platform.
Yes, NRIs can apply for IndianOil Axis Bank credit card.
No, the IndianOil Axis Bank credit card does not offer any lounge benefits.
You should be at least 18 years old to apply for the IndianOil Axis Bank credit card.

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