SBI Credit Card Offers

The State Bank of India (SBI) provides a diverse range of credit cards tailored to meet the varied needs of its customers. SBI recognises the different preferences and spending habits of individuals. 

To cater to these, SBI has partnered with leading brands across various sectors. These partnerships offer exclusive deals and discounts to customers. The offers are categorised into travel, dining, entertainment, health and lifestyle, and shopping. 

Updated On - 31 Jan 2026

These diverse offers enable SBI credit cardholders to maximise their savings. They also allow customers to enjoy many privileges. This enhances their overall spending experience. 

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SBI Credit Card Offers in 2026

Offer 

Expiring On 

Hotel Orchid 

30 September 2026 

Bakingo 

31 July 2026 

Abhibus 

27 March 2026 

LG 

31 March 2026 

Oppo 

31 March 2026 

Haier 

31 March 2026 

Motorola 

31 March 2026 

Samsung 

31 March 2026 

MediBuddy 

31 March 2026 

Panasonic 

31 March 2026 

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SBI Credit Card Offers on Products

Hotel Orchid

Offer: 10% discount is offered at Hotel Orchid on food.

Validity: 1 October 2025 – 30 September 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card and Corporate Cards.

Bakingo

Offer: 25% instant discount on the official website of Bakingo. Minimum order must be at least Rs.599. The maximum discount that is provided is Rs.249. SBIBK25 is the promo code that must be used.

Validity: 1 August 2025 – 31 July 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, and Corporate Cards.

Abhibus

Offer:

  1. Flat discount of Rs.200 is offered for bookings on the official website or mobile app of Abhibus.
  2. The offer is valid only on Thursdays and Fridays.
  3. The minimum transaction amount must be at least Rs.2,000.
  4. The maximum discount is Rs.200 per card.
  5. The offer is valid once a month and the promo code is SBICAB.

Validity: 8 January 2026 – 27 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, Corporate Cards, Flipkart SBI Card, and UPI transactions that are completed using a SBI Rupay Credit Card.
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LG

Offer:

  1. Instant discount of 26% will be provided on certain LG products.
  2. Maximum discount that will be offered per card is Rs.50,000.
  3. The offer is valid at only certain offline stores that have Pine Labs and Paytm EDC machines.
  4. The offer is valid at e-stores that are powered by Pine PG.
  5. The offer is available only on EMIs that have a tenure of 6 months and more.

Validity: 1 January 2026 – 31 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, Corporate Cards, Flipkart SBI Card, and UPI transactions that are completed using a SBI Rupay Credit Card.

Oppo

Offer:

  1. Instant discount of 10% will be provided on certain Oppo products.
  2. Maximum discount that will be offered per card is Rs.10,000.
  3. The offer is valid at only certain offline stores that have Pine Labs and Paytm EDC machines.
  4. The offer is valid at e-stores that are powered by Pine PG.
  5. The offer is available only on EMIs that have a tenure of 6 months and more.

Validity: 1 January 2026 – 31 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, Corporate Cards, Flipkart SBI Card, and UPI transactions that are completed using a SBI Rupay Credit Card.
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Haier

Offer:

  1. Up to 25% discount will be provided on certain Haier products.
  2. Maximum discount that will be offered per card is Rs.25,000.
  3. The offer is valid at only certain offline stores that have Pine Labs and Paytm EDC machines.
  4. The offer is valid at e-stores that are powered by Pine PG.
  5. The offer is available only on EMIs that have a tenure of 6 months and more.

Validity: 1 January 2026 – 31 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, Corporate Cards, Flipkart SBI Card, and UPI transactions that are completed using a SBI Rupay Credit Card.

Motorola

Offer:

  1. Up to Rs.5,500 will be offered as an instant discount on certain Motorola products.
  2. The offer is valid at only certain offline stores that have Pine Labs and Paytm EDC machines.
  3. The offer is valid at e-stores that are powered by Pine PG.
  4. The offer is available only on EMIs that have a tenure of 6 months and more.

Validity: 1 January 2026 – 31 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, and Corporate Cards.
credit card CTA button

Samsung

Offer:

  1. Instant discount of up to 25% will be provided on Samsung consumer durable products.
  2. Maximum discount that will be offered per card is Rs.55,000.
  3. The offer is valid at only certain offline stores that have Pine Labs and Paytm EDC machines.
  4. The offer is valid at e-stores that are powered by Pine PG.
  5. The offer is available only on EMIs that have a tenure of 6 months and more.

Validity: 1 January 2026 – 31 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, Corporate Cards, Flipkart SBI Card, and UPI transactions that are completed using a SBI Rupay Credit Card.

MediBuddy

Offer:

  1. 25% discount on all health check ups. The coupon code that must be used is SBI25.
  2. MediBuddy Full Body Health Checkup with Vitamin D and Vitamin B12 that is worth Rs.4,999 is offered at Rs.1,699. The coupon code that must be used is SBICOMMB.
  3. MediBuddy Health Advance Package with Vitamin D and 64 Parameteres is offered at Rs.1,299. The coupon code that must be used is SBI70.

Validity: 6 September 2025 – 31 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, Corporate Cards, Flipkart SBI Card, and UPI transactions that are completed using a SBI Rupay Credit Card.

Panasonic

Offer:

  1. Instant discount of up to 20% will be provided on certain Panasonic products.
  2. Maximum discount that will be offered per card is Rs.15,000.
  3. The offer is valid at only certain offline stores that have Pine Labs and Paytm EDC machines.
  4. The offer is valid at e-stores that are powered by Pine PG.
  5. The offer is available only on EMIs that have a tenure of 6 months and more.

Validity: 1 January 2026 – 31 March 2026

Details:

  1. The offer is not valid on Paytm SBI Credit Card, Cashback Cards, Corporate Cards, Flipkart SBI Card, and UPI transactions that are completed using a SBI Rupay Credit Card.
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FAQs on SBI Credit Card Offers

  • Are the offers on SBI credit cards available across the country?

    Yes, most offers which are provided on the SBI credit cards can be availed across cities in the country. In addition to that, some offers can be availed outside the country as well. Please check the offers applicable to your credit card on the official SBI Cards website to find out more about the offers.

  • If I want an upgrade from my existing SBI Credit Card to the another credit card that I am eligible for, will I be charged for the upgrade?

    Yes, in case of a flip or upgrade to a better credit card, you will be charged for the same. The upgrade charges will vary from card to card.

  • My current SBI Credit Card is a free card, i.e. there are no annual fees charged on my card. If I upgrade to a better SBI card, will I be able to carry forward this benefit?

    No, you will not be able to carry forward the benefit of zero annual charges from one card to another. However, if you are eligible for the same, SBI Card will inform you about the same and you will be able to enjoy the benefit of zero annual fees on your upgraded credit card as well.

  • How can I keep myself informed about the latest credit card promotions?

    Banks frequently disseminate new offers through various channels, such as email newsletters, SMS alerts, mobile applications, and their official websites. Additionally, you can stay updated by following them on social media platforms for immediate updates.

  • Are there any additional perks or advantages linked to credit card promotions?

    In addition to discounts and cashback, some credit card promotions may provide supplementary benefits like travel insurance, access to airport lounges, or accumulation of reward points. It is advisable to explore the entire spectrum of benefits associated with each offer.

  • Do credit card promotions necessitate a minimum expenditure to qualify?

    Yes, many promotions mandate a minimum transaction threshold to become eligible for the discount or cashback. This spending requirement varies depending on the promotion and is typically outlined in the terms and conditions.

  • Can I utilise credit card promotions for online transactions?

    Yes, most credit card promotions are applicable to both online and offline transactions, encompassing purchases made on e-commerce platforms, mobile applications, and physical retail outlets. Simply ensure you meet the promotion requirements and adhere to the specified payment procedure.

  • Can I transfer my SBI credit card offer benefits to another cardholder?

    Typically, credit card offers are non-transferable and can only be availed by the primary cardholder. However, it is always advisable to review the specific terms and conditions of each offer for any exceptions or limitations regarding transferability.

  • Are there any fees associated with availing SBI credit card offers?

    While most SBI credit card offers do not entail additional fees for availing the benefits, there might be certain terms or conditions where fees apply. It is essential to carefully read the offer details and any associated terms and conditions to understand if any fees are applicable.

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