Gold Rate in Bihar

• The world gold price in dollars, which sets the base rate before any local factors apply.

• The rupee-dollar exchange rate; a weaker rupee makes imported gold costlier.

• Import duty, raised from 6% to 15% on 13 May 2026, since Bihar has no gold mines and relies on gold brought in from elsewhere.

• Festival demand around Diwali, Chhath Puja, Teej and Chitragupta Pooja, all already strong occasions for gold buying in the state.

• GST at 3%, added on your bill and separate from the daily rate.

22K vs 24K vs 18K Gold: Which One to Buy

How to Work Out the Price of Gold Jewellery in Bihar

1.  Multiply the weight of the piece by today's rate for its carat.

2.  Add the jeweller's making charge, usually a percentage that climbs for detailed designs.

3.  Add 3% GST last, and ask for it itemised separately on the bill.

How to Check Gold Purity in Bihar

• Look for the BIS hallmark and its purity grade, such as 22K916.

• Check the 6-character HUID, part of hallmarked jewellery since 1 April 2023.

• Verify the HUID on the BIS Care app.

• Avoid jewellery with no hallmark, and ask for a bill stating the purity and weight.

Gold Loan Against Jewellery in Bihar

Pledging gold jewellery for a loan is a common way to raise funds without selling it outright. The lender bases the amount on your gold's purity and the day's price. RBI rules from 1 April 2026 cap the maximum share of that value a lender can advance:

Conclusion

Bihar's gold rate moves with the world price, the rupee and import duty, so check the 22K, 24K and 18K tables above before you buy, borrow or invest. Patna, Gaya and Bhagalpur carry the state's main jewellery trade, and buying rises sharply around Diwali, Chhath Puja and Teej. Buy only hallmarked gold, ask for an itemised bill, and compare the 10-day trend before you decide.